This edition seeks to demonstrate the benefits
that would be available for all stakeholders
(issuers, investors, regulators) if covered bonds
were more flexible to include and fund high LTV
mortgage loans – provided the additional risk is
appropriately mitigated.3rd Quarter 2007
This edition includes a review of the
development of the UK structured covered
bond market and how the UK has responded
to developments in continental Europe. 2nd Quarter 2006
This edition includes an in-depth look at
positive data sharing and how current
agreements by the BBA and APACS members
to adopt full data sharing on credit card and
unsecured personal loans by the end of 2005
will benefit the risk management of unsecured
lending. 3rd Quarter 2005
In this issue, we examine the various ways that
lenders measure affordability. It is a hot topic in
the UK since many first time buyers are priced
out of the market. 2nd Quarter 2005
