About Mortgage Insurance

Mortgage Insurance can help protect lenders and investors in the event that a mortgage borrower defaults on a loan and the proceeds of the sale of the property are insufficient to pay the outstanding debt. Our products can provide the borrower with earlier and potentially more affordable access to home ownership by requiring a lower initial deposit.

Benefits for lenders may include:

• Growth opportunities in some sections of the mortgage market
• Reduced loss volatility from transfer of credit risk
• Increased mortgage book due to more efficient use of capital
• Enhanced quality of mortgage-backed bonds

As a global leader in Mortgage Insurance we also provide added-value services built around our partners’ specific needs; these include:

• Market research and marketing support
• Product design
• Process audits and quality control
• Training solutions