Mortgage Insurance - What is Mortgage Insurance - Genworth UK
  • what is mortgage insurance
  • why mortgage insurance
  • mortgage insurance benefits/services
 

Mortgage Insurance


Genworth is a leading global financial security company that helps more than 15 million people a year with retirement, investment, mortgage and lifestyle protection.

We are a Fortune 500 company providing financial services to 600 different institutions in over 25 countries.

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In the UK, Genworth focuses on Mortgage Insurance and Lifestyle protection, working with building societies, banks and other financial institutions.

Since 1993 Genworth has been offering flexible Mortgage Insurance solutions to suit different lender requirements, whether that is on a loan-by-loan basis or at a portfolio level. Find out more >>

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Our protection to lenders make high loan-to-value (LTV) loans available to good credit-quality borrowers.

We are FSA regulated, have unmatched expertise and capacity including a unique arrangement with highly rated reinsurers.

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Genworth’s philanthropic focus in the Community centres on three areas:

  • Helping children prepare for their futures
  • Supporting access to basic needs
  • Helping enrich the lives of older adults

Our Putts4Charity© initiative on the golf European Tour raised over €1,000,000 to date for charities including SOS Children's Villages and Barnardo’s Children’s charity in Ireland.

About Mortgage Insurance (MI)

What is MI

WHAT IS MORTGAGE
INSURANCE?

Mortgage Insurance can help protect lenders and investors in the event a mortgage borrower defaults on a loan and the proceeds from the sale of the property are insufficient to pay the outstanding debt..

Mortgage Insurance Example

HOW MI WORKS

By reducing losses, our products make high loan-to-value (LTV) loans available to good credit-quality borrowers, whilst at the same time being appealing to mortgage lenders, as they get high LTV returns at low LTV risk.

Why Mortgage Insurance?

WHY MORTGAGE INSURANCE?

Genworth's added-value services are built around partners’ specific needs.