Research

The Genworth Index 2010

In 2010, Genworth commissioned a survey of 14,000 people globally to understand consumer financial vulnerability.

Evaluating the Consumer Financial Vulnerability Index

Oxford Economics’ analysis shows there is a strong link between the Index results and shifts in unemployment in those regions, indicating that job security is the key link to financial vulnerability.

Financial Barriers to Home Ownership

The Financial Barriers to Home Ownership Report, produced in conjunction with Professor Steve Wilcox, chair of the Centre for Housing Policy at the University of York, provides a comprehensive review of the UK First Time Buyer mortgage market landscape, and examines the extent and characteristics of the UK’s wealth barrier that now prevents such significant numbers of younger households getting on the property ladder.

The Genworth Index - Volume 3

The Genworth Index reveals a promising, if small, fall in levels of consumer financial vulnerability in Europe since 2008 and has also been extended beyond Europe for the first time to include the USA.

What is driving Optimism Among 'Strivers' in Great Britain?

Qualitative research to understand the substantial shift towards optimism among British households in 2009

The Genworth Index - Volume 2

Our second reading of "The Genworth Index" reveals how recent economic changes have clearly had a detrimental impact on consumers.

Exposed?

“Exposed?”, a new report focusing on risks to financial security from the Personal Finance Research Centre, University of Bristol, reveals how risks cluster together in ways that leave people extremely exposed to the worst consequences of the economic downturn.

Anglo-Flexicurity

The report describes how UK workers feel insecure, despite a strong job market. While people are no more likely to lose their jobs than they were in the past, the consequences of losing your job today are higher due to a heavy debt burden.