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MI Publications - European Forum - Spring 2009

Current Issue – Spring 2009

As the financial crisis continues, many homeowners across Europe are struggling to meet their mortgage obligations and many may well end up relying on support from government schemes. In our special report on page 3, we examine exactly what support is available in the UK, Ireland, Spain and Italy.

   

 

Archived Issues

 
MI Publications - European Forum - Autumn 2008

Issue I – Autumn 2008

Recent months have seen unprecedented turbulence in the financial markets, putting additional stress on the housing market in many European countries. Against this backdrop, we examine a number of key issues facing the industry


MI Publications -  UK Mortgage market bulletin 3rd quarter 2007
UK Mortgage Market Bulletin - 3rd Quarter 2007
This edition seeks to demonstrate the benefits that would be available for all stakeholders (issuers, investors, regulators) if covered bonds were more flexible to include and fund high LTV mortgage loans – provided the additional risk is appropriately mitigated.

2nd Quarter 2006 – This edition includes a review of the development of the UK structured covered bond market and how the UK has responded to developments in continental Europe.
3rd Quarter 2005 – This edition includes an in-depth look at positive data sharing and how current agreements by the BBA and APACS members to adopt full data sharing on credit card and unsecured personal loans by the end of 2005 will benefit the risk management of unsecured lending.

2nd Quarter 2005 – In this issue, we examine the various ways that lenders measure affordability. It is a hot topic in the UK since many first time buyers are priced out of the market.
   

 


Compare Consumer Financial Vulnerability in Europe
Experts provide perspectives on the "Genworth Index"